Some woman named Wendy in Minnesota is using her credit card to put digital gift cards on my account. The gift cards appear to be legit -- I now have a $160 in credit.

Is this a ? ? Have I been ?

Whatever it is, I don't think she's doing it right.

and no, there's no obvious way to report this to Microsoft. And I desperately need to, because it appears for all intents and purposes that I have defrauded Wendy.

help?

update: it appears someone (Wendy?) has redeemed one of the digital gift cards

update 2: Wendy's mailing address is now my default billing/shipping address in my microsoft account

update 3: Wendy's addresses have disappeared from my account

update 4: both of the digital gift cards now appear to have been redeemed.

update 5: fraud report filed with microsoft; listing microsoft itself as the fraudulent company, given I've got nothing else to do while I wait to live chat with microsoft support.

update 6: WOW THAT WAS SOME CRAZY GASLIGHTY NOTMYJOB tech support from microsoft.

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update 7: DGAF if people are using stolen credit cards to make purchases using other people's accounts without actually signing into those accounts.

@DrTCombs

Yuck, but sounds so typical of every large corporation ever.

I've got an old Gmail account that a number of folks have mistakenly or lazily used for signing up for things. I'm often on alert for someone to try to scam me that way.

Online scams 

@DrTCombs
Not saying that's what you're seeing.

I've also heard of the scam where someone sends you money (via PayPal/venmo, etc.) on a stolen card, and then sends a message saying it was their mistake, and asking to have the same amount sent back in a new transaction.

The stolen card transactions get cancelled, the mistaken money disappears. If the (second) victim sent a new transaction, then the payment service won't cancel the second transaction as it wasn't "fraudulent".

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